EMPLOYEE BENEFITS

Welcome to the Toro Auxiliary Partners Benefit Page! The health and well-being of our employees is our top priority. As such, we strive to offer the most competitive, comprehensive, and value-added benefit program for our MSP and Full-time, Regular Benefited employees. We have designed a broad range of benefit options to meet employee individual needs as well as family needs. Please review our benefit offerings below.

Open enrollment season is coming soon! This year, open enrollment is October 1, 2025, through October 31, 2025. All changes made during this time will be effective January 1, 2026.

2026 Benefits PowerPoint Presentation

2026 Employee Benefits

1. Annual Notices

   • Annual Notice 2026

2. Benxcel Self-Service Benefit Portal

   • Employee Benxcel User Guide

3. Active Employee Medical Monthly Rates

   • Health Plan Cost - Active Employees 2026

4. Early Retiree Medical Monthly Rates

   • Health Plan Cost - Early Retiree 2026

5. Medicare Eligible Retiree Monthly Rates Combined

   • Health Plan Cost - Retiree Medicare Eligible 2026

6. Active Employee & Early Retiree Medical Plan Summaries

   • Anthem HMO 15 Plan Summary

   • Anthem HMO 20 Plan Summary

   • Anthem PPO 80 Plan Summary

   • Navitus HMO Benefit Summaries

   • Navitus PPO Benefit Summaries

   • Navitus FAQ

   • Kaiser HMO $15 Plan Summary

   • Kaiser Chiropractor Benefits Summary

7. Medicare Eligible Retiree Plan Summaries

   • Anthem Medicare Plan Summary

   • Navitus Benefit Summaries (RX for all Anthem Plans)

   • Navitus FAQ

   • Kaiser KPSA Plan Summary

8. Delta Dental (Employer Paid)

   • Delta Dental Plan Summary PPO Plan B

   • https://www1.deltadentalins.com/

9. VSP Vision (Employer Paid)

   • VSP Vision Plan Summary Plan A with Tints

   • https://www.vsp.com/

10. Flexible Spending Account

    • FSA Brochure 

    • FSA Enrollment Form CSUDH TAP

    • SmartCare Registration Instructions 

    • SmartCare Portal Online Claims Submission Instructions 

    • Additional Benefits Debit Card Request Form

11. Life Insurance

    • Life Insurance Benefit Highlights 

    • The Hartford Enrollment Form 

    • The Hartford Beneficiary Form 

    • The Hartford Ability Assist 

    • The Hartford Beneficiary Assist Counseling Services 

    • The Hartford Estate Guidance 

    • The Hartford Funeral Concierge Services 

    • The Hartford Health Champion 

    • The Hartford Travel Assist

12. Retirement

    • VOYA

      • Retirement Enrollment for Benefited Personnel

      • Agreement for Salary Deferral under Section 403 TAP

      • Voya Enrollment Instruction Flyer

      • https://my.voya.com

13. Talkspace Digital Therapy

    • Welcome to Talkspace

2025 Employee Benefits

1. Annual Notices

   • Annual Notice 2025

2. Benxcel Self-Service Benefit Portal

   • Employee Benxcel User Guide

   • https://benxcel.net/Platform

3. Active Employee Medical Monthly Rates

   • Health Plan Cost - Active Employees 2025

4. Early Retiree Medical Monthly Rates

   • Health Plan Cost - Early Retiree 2025

5. Medicare Eligible Retiree Monthly Rates Combined 2025

   • Health Plan Cost - Retiree Medicare Eligible 2025

6. Active Employee & Early Retiree Medical Plan Summaries

   • Anthem HMO 15 Plan Summary

   • Anthem HMO 20 Plan Summary

   • Anthem PPO 80 Plan Summary

     • Express Scripts Plan PPO

   • Kaiser HMO $15 Plan Summary

7. Medicare Eligible Retiree Plan Summaries

   • Anthem Medicare Plan Summary

     • Express Script - EGWP Medicare Summary

   • Kaiser KPSA Plan Summary

8. Delta Dental (Employer Paid)

   • Delta Dental Plan Summary PPO Plan B

   • https://www1.deltadentalins.com/

9. VSP Vision (Employer Paid)

   • VSP Vision Plan Summary Plan A with Tints

   • https://www.vsp.com/

10. Flexible Spending Account

    • FSA Brochure 

    • FSA Enrollment Form CSUDH TAP

    • SmartCare Registration Instructions 

    • SmartCare Portal Online Claims Submission Instructions 

    • Additional Benefits Debit Card Request Form 

    • https://www.bccbenefitsolutions.com/smartcare 

11. Life Insurance

    • Life Insurance Benefit Highlights 

    • The Hartford Enrollment Form 

    • The Hartford Beneficiary Form 

    • The Hartford Ability Assist 

    • The Hartford Beneficiary Assist Counseling Services 

    • The Hartford Estate Guidance 

    • The Hartford Funeral Concierge Services 

    • The Hartford Health Champion 

    • The Hartford Travel Assist 

12. Retirement

    • VOYA

      • Voya Enrollment Instruction Flyer 

      • https://my.voya.com

13. Talk Space Digital Therapy

    • Welcome to Talkspace 

2024 Employee Benefits

1. Annual Notices

• Annual Notices 2024

2. Benxcel Self-Serve Benefit Portal

• Employee Benxcel User Guide

• https://benxcel.net/Platform

3. Active Employee Medical Monthly Rates

• Health Plan Cost - Active Employees 2024

4. Early Retiree Medical Monthly Rates

• Health Plan Cost - Early Retiree 2024

5. Medicare Eligible Retiree Monthly Rates Combined

• Health Plan Cost - Retiree Medicare Eligible 2024

6. Active Employee & Early Retiree Medical Plan Summaries

• Anthem HMO 15 Plan Summary

• Anthem HMO 20 Plan Summary

• Anthem PPO 80 Plan Summary

  • Express Scripts Plan PPO

  • Medical and Pharmacy ID Cards

• Kaiser HMO $15 Plan Summary

7. Medicare Eligible Retiree Plan Summaries

• Anthem Medicare Plan Summary

  • Express Script - EGWP Medicare Summary

• Kaiser KPSA Plan Summary

8. Delta Dental (Employer Paid)

• Delta Dental Plan Summary PPO Plan B

• https://www1.deltadentalins.com/

9. VSP Vision (Employer Paid)

• VSP Vision Plan Summary Plan A w/Tints

• https://www.vsp.com/

10. Flexible Spending Account

• FSA Brochure

• FSA Enrollment Form

• SmartCare Registration Instructions

• SmartCare Portal Online Claims Submission Instructions

• Additional Benefits Debit Card Request Form

• https://www.bccbenefitsolutions.com/smartcare

11. Life Insurance

• Life Insurance Benefit Highlights

• The Hartford Enrollment Form

• The Hartford Beneficiary Form

• The Hartford Ability Assist

• The Hartford Beneficiary Assist Counseling Services

• The Hartford Estate Guidance

• The Hartford Funeral Concierge Services

• The Hartford Health Champion

• The Hartford Travel Assist

12. Retirement

• VOYA

  • Voya Enrollment Instruction Flyer

  • https://my.voya.com

13. Talk Space Digital Therapy

• Welcome to Talkspace

2023 Employee Benefits

Annual Notices

Annual Notices 2023

Benxcel Self-Serve Benefit Portal

BenXcel Self-Serve Benefit Portal

Employee Benxcel User Guide

Active Employee Medical Monthly Rates

Health Plan Cost - Active Employees 2023

Early Retiree Medical Monthly Rates

Health Plan Cost - Early Retiree 2023

Medicare Eligible Retiree Monthly Rates Combined

Health Plan Cost - Retiree Medicare Eligible 2023

Active Employee & Early Retiree Medical Plan Summaries

Anthem HMO 15 Plan Summary

Anthem HMO 20 Plan Summary

Anthem PPO 80 Plan Summary

Kaiser HMO $15 Plan Summary

Medicare Eligible Retiree Plan Summaries

Anthem Medicare Plan Summary

Express Script - EGWP Medicare Summary

Kaiser KPSA Plan Summary

Delta Dental (Employer Paid)

Delta Dental Plan Summary PPO Plan B.

https://www1.deltadentalins.com/

VSP Vision (Employer Paid)

VSP Vision Plan Summary Plan A wTints

VSP TruHearing Hearing Aid Discount Offer

VSP Freedom to Choose

https://www.vsp.com/

Flexible Spending Account

FSA Brochure

FSA Enrollment Form

SmartCare Registration Instructions

SmartCare Portal Online Claims Submission Instructions

Additional Benefits Debit Card Request Form

https://www.bccbenefitsolutions.com/smartcare

Life Insurance

Life Insurance Benefit Highlights

The Hartford Enrollment Form

The Hartford Beneficiary Form

The Hartford Ability Assist

Retirement

TIAA

• About TIAA

• https://www.tiaa.org/public/

VOYA

• Voya Enrollment Instruction Flyer

• https://my.voya.com/voyassoui/index.html#/login

Talk Space Digital Therapy

Welcome to Talkspace

Open Enrollment Presentation

CSURMA - 2023 Open Enrollment Presentation

2022 Employee Benefits

Annual Notices

Annual Notices 2022

BenXcel Self-Serve Benefit Portal

https://benxcel.net/Platform

BenXcel 2.0 Employee User Guide

Active Employee & Early Retiree Medical Plan Summaries

2022 Kaiser HMO 15

2022 Anthem Select HMO 15

2022 Anthem HMO 20

2022 Anthem PPO 80

Active Employee Medical Monthly Rates

Active Employee Medical Monthly Rates

Early Retiree Medical Monthly Rates

Early Retiree Medical Monthly Rates

Medicare Eligible Retiree Plan Summaries

Kaiser KPSA South HMO Plan Summary 2022

Medicare Eligible Retiree Rates Combined

Medicare Eligible Retiree Rates Combined

Delta Dental (Employer Paid)

https://www1.deltadentalins.com/

Delta Dental PPO Plan B Benefit Summary 2021

Delta Dental PPO Enrollment Form

Vision (Employer Paid)

800-877-7195 www.vsp.com

VSP Vision Choice Plan A with Tints Benefit Summary 2022

VSP Enrollment Form

Flexible Spending Account

https://www.bccbenefitsolutions.com/smartcare

FSA Brochure

FSA Enrollment Form

Life Insurance

CSU Dominguez Hills Basic Life and LTD Highlight

Hartford Life Insurance and Accident Enrollment Form

Hartford Beneficiary Form

CSURMA 2021 Hartford Ability Assist EAP

Hartford Life Insurance - Value Added Flyer

Retirement

https://www.tiaa.org/public/

About TIAA

TIAA Information Flyer

Talk Space Digital Therapy

Talk Space Flyer

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