EMPLOYEE BENEFITS

Welcome to the Toro Auxiliary Partners Benefit Page! The health and well-being of our employees is our top priority. As such, we strive to offer the most competitive, comprehensive, and value-added benefit program for our MSP and Full-time, Regular Benefited employees. We have designed a broad range of benefit options to meet employee individual needs as well as family needs. Please review our benefit offerings below.

This year, the Open Enrollment is October 1st – October 31st, 2023. All changes made during this time will become effective January 1, 2024. This year are excited to announce the addition of a Voluntary Life Insurance policy designed to extend life insurance coverage to eligible dependents!

2024 Employee Benefits

1. Annual Notices

• Annual Notices 2024

2. Benxcel Self-Serve Benefit Portal

• Employee Benxcel User Guide

• https://benxcel.net/Platform

3. Active Employee Medical Monthly Rates

• Health Plan Cost - Active Employees 2024

4. Early Retiree Medical Monthly Rates

• Health Plan Cost - Early Retiree 2024

5. Medicare Eligible Retiree Monthly Rates Combined

• Health Plan Cost - Retiree Medicare Eligible 2024

6. Active Employee & Early Retiree Medical Plan Summaries

• Anthem HMO 15 Plan Summary

• Anthem HMO 20 Plan Summary

• Anthem PPO 80 Plan Summary

• Kaiser HMO $15 Plan Summary

7. Medicare Eligible Retiree Plan Summaries

• Anthem Medicare Plan Summary

• Express Script - EGWP Medicare Summary

• Kaiser KPSA Plan Summary

8. Delta Dental (Employer Paid)

• Delta Dental Plan Summary PPO Plan B

• https://www1.deltadentalins.com/

9. VSP Vision (Employer Paid)

• VSP Vision Plan Summary Plan A w/Tints

• https://www.vsp.com/

10. Flexible Spending Account

• FSA Brochure

• FSA Enrollment Form

• SmartCare Registration Instructions

• SmartCare Portal Online Claims Submission Instructions

• Additional Benefits Debit Card Request Form

• https://www.bccbenefitsolutions.com/smartcare

11. Life Insurance

• Life Insurance Benefit Highlights

• The Hartford Enrollment Form

• The Hartford Beneficiary Form

• The Hartford Ability Assist

• The Hartford Beneficiary Assist Counseling Services

• The Hartford Estate Guidance

• The Hartford Funeral Concierge Services

• The Hartford Health Champion

• The Hartford Travel Assist

12. Retirement

• VOYA

• Voya Enrollment Instruction Flyer

• https://my.voya.com

13. Talk Space Digital Therapy

• Welcome to Talkspace

2023 Employee Benefits

2022 Employee Benefits